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How to Choose a Builder in London

An expert checklist for finding the right construction partner — accreditations, red flags, and the questions that matter.

Choosing the right builder is the single most important decision you will make on any construction project. In London, where the market is crowded with firms of wildly varying quality, getting this decision right can mean the difference between a project that runs smoothly and one that descends into delays, cost overruns and poor workmanship.

This guide sets out exactly what to look for — and what to avoid — when selecting a builder for your London extension, renovation or loft conversion. Whether you are planning a straightforward rear extension or a full house renovation, the principles are the same.

1. Check Accreditations and Memberships

Accreditations are the fastest way to separate serious, professionally run construction companies from the rest. They are not a guarantee of perfection, but they demonstrate that a builder has been independently assessed and meets recognised industry standards. The three most important accreditations to look for are:

  • CHAS (Contractors Health and Safety Assessment Scheme) — CHAS verifies that a company has robust health and safety policies and procedures. The standard CHAS accreditation confirms compliance with current legislation. CHAS Elite goes further, requiring evidence of a mature health and safety management system that exceeds minimum legal requirements. Any builder working on your home should hold CHAS accreditation as a minimum.
  • Constructionline — This is the UK government's prequalification scheme for the construction industry. Constructionline membership means the company has been vetted for financial standing, insurance, health and safety, and organisational capability. Constructionline Gold is the higher tier, requiring more rigorous assessment across all categories. It is the standard that local authorities and major clients use to prequalify contractors.
  • FMB (Federation of Master Builders) — The FMB is the UK's largest trade association for small and medium-sized building companies. Members are independently vetted, must carry appropriate insurance, and agree to a code of practice. FMB membership also gives homeowners access to a free dispute resolution service, providing an additional layer of protection.

A builder who holds all three — particularly at the higher tiers — has invested significantly in their professional standards. It is a strong signal that the company takes quality, safety and accountability seriously.

2. Review Their Portfolio

A reputable builder will have a portfolio of completed projects that you can review. When assessing their work, consider the following:

  • Relevance to your project. If you are planning a loft conversion, look for evidence of completed loft conversions — not just extensions or new builds. Every project type has its own technical challenges, and experience matters.
  • Quality of finish. Look closely at the details: joinery, tiling, plastering, kitchen installations, external brickwork. The quality of the finish reveals the standards a builder works to day-to-day.
  • Before and after photographs. These show the full scope of what was delivered and help you understand the builder's capability on projects similar to yours.
  • Visit a completed project if possible. The best way to assess a builder's work is to see it in person. A confident builder will welcome this — if they are reluctant, that is a warning sign.

Online reviews on Google, Checkatrade and Trustpilot can also provide useful insight, but treat them as one data point among many rather than the sole basis for your decision.

3. Get Multiple Quotes — and Know What to Compare

Obtaining at least three detailed quotes is standard practice. However, comparing quotes is not simply about finding the lowest number — you need to understand what each quote includes and how it is structured.

  • Fixed price vs cost-plus. A fixed-price contract gives you certainty: the builder agrees to complete the defined scope of works for a set sum. A cost-plus contract means you pay the actual cost of materials and labour, plus a management fee or percentage mark-up. Fixed-price contracts are generally preferable for residential projects because they transfer risk to the builder and give you budget certainty.
  • What should be included. A thorough quote should include: a detailed scope of works broken down by trade or stage; a full specification of materials; a clear payment schedule tied to milestones; the project programme with start and completion dates; confirmation of insurance; and any provisional sums or exclusions.
  • Watch for exclusions. Some builders submit low headline prices by excluding items that are clearly necessary — structural engineer's fees, building regulations fees, scaffolding, skip hire, or drainage connections. Make sure you are comparing like for like.

If one quote is significantly cheaper than the others, be cautious. In London construction, you generally get what you pay for. A low price often means corners will be cut on materials, subcontractor quality, or project management.

4. Red Flags to Watch For

Certain behaviours should immediately raise concerns when you are evaluating a potential builder:

  • No written contract. Any builder who proposes to work without a written contract is not operating professionally. A contract protects both parties and should clearly set out the scope, price, programme, payment terms, and dispute resolution process.
  • Demanding a large upfront deposit. Reputable builders do not need large sums of money before work starts. A modest deposit to cover initial material orders is reasonable; demanding 30%, 40% or 50% upfront is a significant red flag.
  • No evidence of insurance. Every builder should hold public liability insurance (minimum £5 million for London residential projects) and employers' liability insurance. Ask for certificates and check they are current. Do not accept verbal assurances.
  • Pressure to sign quickly. A legitimate builder will give you time to review a quote and ask questions. If you are being pressured to sign immediately, or told a price is only valid for 24 hours, walk away.
  • Reluctance to provide references. A builder with a track record of satisfied clients will happily put you in touch with previous customers. Reluctance to do so suggests there is something they do not want you to discover.
  • No fixed business address or company registration. Check Companies House. A legitimate building company will be registered, have a trading history, and have a verifiable address.

5. Questions to Ask Before You Commit

Before signing a contract, make sure you have clear answers to the following questions:

  1. Who will manage the project day-to-day? You want to know the name and contact details of the person who will be on site managing your project. On larger projects, this should be a dedicated project manager or site manager — not the company owner splitting their attention across multiple jobs.
  2. What is the payment schedule? Payments should be tied to completed stages of work, not arbitrary dates. Typical milestones include: foundations complete, weathertight, first fix complete, second fix complete, and practical completion.
  3. How do you handle variations and changes? Changes during construction are sometimes unavoidable. A professional builder will have a clear process for pricing and approving variations before work proceeds, with written confirmation at every stage.
  4. Can I speak to previous clients? Ask for two or three references from recent projects of a similar type to yours. Contact them and ask about quality of work, adherence to programme, communication, and how problems were resolved.
  5. What warranty or defects liability period do you offer? Most reputable builders offer a 12-month defects liability period after practical completion, during which they will return to rectify any snagging items at no additional cost.

6. Design-and-Build vs Separate Architect

One of the first decisions you will face is whether to hire an architect independently and then tender the project to builders, or to use a design-and-build contractor who handles both architecture and construction under one roof.

Separate architect — pros and cons:

  • Independent design oversight — the architect works for you, not the builder.
  • Potentially a wider pool of design ideas and creative input.
  • However, this approach requires more coordination from you, can lead to finger-pointing between architect and builder when problems arise, and often results in a longer overall programme because the design and construction phases are sequential rather than overlapping.

Design-and-build — pros and cons:

  • Single point of responsibility — one company is accountable for design and construction.
  • Faster programme because design and construction preparation can overlap.
  • Better cost control because the builder's knowledge of construction costs informs the design from day one, reducing the risk of a design that looks beautiful on paper but is unaffordable to build.
  • However, you rely on the design-and-build firm for both creativity and execution, so it is essential to choose one with a strong in-house design team.

For most residential projects in London — extensions, loft conversions, whole-house renovations — the design-and-build approach is often the more efficient and cost-effective route, provided the contractor has genuine architectural capability rather than simply outsourcing design to a third party.

7. Why London Homeowners Choose Alstruct

Alstruct is a design-and-build construction company specialising in residential projects across London. We hold CHAS Elite, Constructionline Gold and FMB membership — the highest tiers of each accreditation — which reflects our commitment to safety, quality and professional standards.

Our in-house architectural team manages the entire process from initial design through planning, building regulations and construction. This one-stop approach means you deal with a single team from day one to handover, with no gaps in communication and no ambiguity about accountability.

Every project is managed by a dedicated project manager who is your single point of contact throughout. We provide a detailed construction programme before work begins, issue regular progress updates, and operate a transparent payment schedule tied to completed milestones.

We invite prospective clients to visit our completed projects and speak to previous customers. We are confident in our work, and we believe that the best way to demonstrate our standards is to let the projects — and the homeowners — speak for themselves.

Browse our completed project portfolio or learn more about our house extension, loft conversion and renovation services.

Frequently Asked Questions

How do I find a good builder in London?

Start by checking accreditation bodies such as the Federation of Master Builders (FMB), Constructionline and CHAS. Ask friends and neighbours for recommendations, review completed projects in person where possible, and obtain at least three detailed written quotes. Always verify that a builder holds public liability insurance and employers' liability insurance before signing any contract.

What accreditations should a London builder have?

Key accreditations to look for include CHAS (Contractors Health and Safety Assessment Scheme), which verifies health and safety competence; Constructionline, a government-backed prequalification scheme; and FMB (Federation of Master Builders) membership, which requires vetting and adherence to a code of practice. Higher tiers such as CHAS Elite and Constructionline Gold indicate a builder who exceeds minimum standards.

How much deposit should I pay a builder upfront?

A reputable builder should not require a large upfront deposit. Industry best practice is to agree a payment schedule tied to completed stages of work — for example, payments at foundations complete, weathertight, first fix complete, and practical completion. If any deposit is requested, it should be modest (no more than 10–15% of the contract value) and only to cover material orders. Never pay a large lump sum before work has started.

Should I choose a design-and-build contractor or hire an architect separately?

Both approaches can work well. A design-and-build contractor manages architecture, planning and construction under one roof, which simplifies communication and can reduce the overall programme. Hiring a separate architect gives you independent design oversight but requires more coordination. For most residential projects in London — extensions, loft conversions, renovations — a design-and-build approach is often more efficient and cost-effective.

What should be included in a builder's quote?

A thorough quote should include a detailed scope of works, a full specification of materials, a clear payment schedule, the project programme with start and completion dates, confirmation of insurance, details of any provisional sums or exclusions, and the process for handling variations. Be wary of quotes that are vague or lack line-item detail — a professional builder will be transparent about exactly what is included.